Terms & Conditions

(Last updated: 1/12/2025)

1. Acceptance of These Terms

By accessing or using the Ownify website or investment platform, you agree to be bound by these Terms & Conditions.
If you do not agree, please stop using the website immediately.

2. About Ownify

Ownify is a UAE-based platform that enables individuals to invest in fractional real-estate opportunities through a regulated SPV (Special Purpose Vehicle) structure.
Company Name: OWNIFY.ae
Registered Address: Ayuu Fashion Building, Next to Courtyard Marriott Inn,
P.O. Box 3838, Hamdan Street, Abu Dhabi, UAE.
Contact Email: info@ownify.ae

3. Eligibility

To use Ownify, you must:
• Be at least 18 years old
• Provide accurate and complete KYC information
• Not be restricted by any applicable laws in your jurisdiction

4. Account Registration

You must register an account to invest. You agree to:
• Provide accurate personal information
• Keep your login details secure
• Inform us immediately of any unauthorised access

We may suspend or disable accounts that violate our policies.

5. Investment Process

All investments made through Ownify are executed through an SPV structure.
By investing, you acknowledge that:
• Capital is at risk
• Returns are not guaranteed
• SPV rules, timelines, and legal documents apply
• Market conditions may impact performance

6. Fees

Any applicable fees will be clearly displayed before you complete an investment.
Fees may include:
• Platform charges
• SPV administration fees
• Transaction-related costs

7. No Financial Advice

Ownify does not provide financial or investment advice.
All information on the website is for general information only.
You should conduct your own research or consult a licensed advisor.

8. Risk Disclosure

Investing in real estate carries risks, including:
• Market volatility
• Liquidity limitations
• Changes in rental demand
• Regulatory changes
• Potential loss of capital

A detailed risk disclosure is available separately on the website.

9. KYC & AML Compliance

We follow UAE Anti-Money Laundering (AML) and Know Your Customer (KYC) requirements.
You agree to provide documents when requested.
Investments may be delayed or restricted until verification is complete.

10. Use of the Website

You agree not to:
• Misuse or damage the platform
• Attempt to hack, disrupt, or copy platform content
• Impersonate any person or entity

Violations may lead to account suspension or legal action.

11. Intellectual Property

All content on this website — including text, branding, images, and graphics — is owned by Ownify.
You may not copy, reproduce, or distribute any material without written permission.

12. Third-Party Links

Our website may contain links to external websites.
We are not responsible for their content, services, or privacy practices.

13. Changes to These Terms

We may modify these Terms & Conditions at any time.
The updated version will always be available on this page.
Continued use of the website means you accept the updated Terms.

14. Governing Law

These Terms are governed by the laws of the United Arab Emirates.
Any disputes will be handled by UAE courts with applicable jurisdiction.

15. Contact Us

For questions or support, you may contact:
OWNIFY
Email: info@ownify.ae
Phone: +971 56 815 1377